01
Create your sections
Start blank or from a simple template. Rename categories until they match how you actually live and earn.
How it works
A simple loop you can keep
Allocio is not another endless transaction feed. It is a short, repeatable system for income → sections → remaining.
02
Split income as it arrives
Add a paycheck, invoice, or transfer. Allocio shows the split across sections — confirm when it looks right.
03
Spend against a section
Every expense belongs somewhere. Logging becomes a decision about which remaining balance you are using.
04
Check what’s left
Open the month view anytime. Overspent sections stand out. Healthy remaining balances stay calm and clear.
Start with your first split
Create a free Allocio account and start tracking remaining by section.