Terms of Service

1. The service

Allocio is a smart finance tracker that helps you split income into named sections, log expenses, and see remaining balances. Allocio is provided by DaneBuilds (Agboola Daniel) (“we”, “us”).

Allocio is software for personal (and, on Pro, shared) money tracking. It is not financial, investment, tax, or legal advice.

2. Plans

• Allocio Free: personal use features as described on our pricing page.
• Allocio Pro: paid subscription for shared family/team funds and related Pro features. Pricing is listed at /pricing.

Paid checkout for Allocio Pro is processed by our Merchant of Record / payment partner (e.g. Lemon Squeezy). Their buyer terms also apply to the payment transaction.

These Terms cover the Allocio software product only. Custom websites, apps, or consulting from DaneBuilds are separate engagements and are not sold through Allocio’s Lemon Squeezy checkout.

3. Accounts

You must provide accurate information and keep credentials secure. You are responsible for activity on your account. Notify us promptly of unauthorized use.

4. Your content

You retain ownership of the finance data you enter. You grant us a limited license to host and process that data solely to provide Allocio. You are responsible for the legality and accuracy of what you upload.

5. Acceptable use

You agree not to:

• Attempt unauthorized access or disrupt the service
• Abuse, scrape, or overload our systems
• Use Allocio for unlawful activity
• Resell or misrepresent the product as your own SaaS without a written agreement

We may suspend or terminate accounts that violate these terms.

6. Billing & cancellations

Pro subscriptions renew until canceled. Cancel renewal from your account or the payment partner’s customer portal before the next billing date. Refunds are governed by our Refund Policy.

7. Disclaimer

Allocio is provided “as is.” To the fullest extent permitted by law, we disclaim warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee uninterrupted or error-free operation.

8. Limitation of liability

To the fullest extent permitted by law, we are not liable for indirect, incidental, special, or consequential damages, or for loss of profits, data, or goodwill arising from your use of Allocio. Our total liability for any claim relating to the service is limited to the amount you paid us for Allocio in the 12 months before the claim.

9. Changes

We may update these Terms. Continued use after changes means you accept the updated Terms. Material changes will be reflected by the “Last updated” date above.

10. Contact

Questions: danielbuilds1@gmail.com. See also our Privacy Policy.